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Capability · Spend

Corporate Cards

Cards with controls built in — and reconciliation built out.

Issue physical and virtual cards with per-card limits, category locks, and auto-expiring budgets. Transactions match receipts and post to the ERP without a reconciliation team.

See it in a demo Calculate ROI

Quick answer

MyVyay Corporate Cards combine physical and virtual cards with real-time spend controls, automatic receipt matching, and ERP reconciliation — eliminating month-end card reconciliation work.

Corporate Cards

95%
auto-matched card transactions
0 hrs
monthly card reconciliation effort
100%
real-time spend visibility

Capabilities

What Corporate Cards does for you

Instant virtual cards

Single-use or vendor-locked virtual cards issued in seconds for online spend.

Real-time controls

Limits, category locks, geo-rules, and freeze/unfreeze from the admin console.

Auto receipt matching

Card feeds match receipts captured via app, email, or WhatsApp automatically.

Budget-linked cards

Cards draw from project or department budgets and expire when budgets do.

Existing card feeds

Keep your bank cards — Visa, Mastercard, and Amex feeds reconcile in MyVyay.

Touchless posting

Matched, policy-checked transactions post to the ERP with GL codes applied.

Process

How it works, step by step

01

Issue

Physical or virtual cards created with limits and category rules.

02

Spend

Transactions stream in real time with instant policy evaluation.

03

Match

Receipts pair to transactions automatically; missing ones chase themselves.

04

Post

Reconciled spend posts to the ERP — no month-end card cleanup.

Key takeaways

  • Controls live on the card itself, so policy is enforced before money moves.
  • Virtual cards end shared-card risk for online subscriptions and ad spend.
  • Existing bank card programmes plug in — switching issuers is optional.
  • Reconciliation stops being a job because matching happens continuously.

FAQ

Corporate Cards — frequently asked

Answers our solutions team gives in real evaluations.

Do we have to switch card providers?
No. MyVyay reconciles feeds from existing Visa, Mastercard, and Amex corporate programmes. MyVyay-issued cards are available where you want tighter native controls.
How do virtual cards work?
Admins or budget owners issue virtual cards instantly, scoped to a vendor, amount, or time window. They're ideal for SaaS subscriptions, ad platforms, and one-off online purchases.
What happens when a receipt is missing?
The cardholder gets automated reminders on their preferred channel. Unmatched transactions age on a dashboard, and repeat offenders can trigger card controls automatically.
In which countries can MyVyay issue cards?
Card issuing is live in India, the UAE, Singapore, the UK, the EU, the US, and Australia through licensed banking partners, with feeds-only support everywhere else.

Works with

Stronger together

WhatsApp Capture

Expenses filed where your teams already are — on WhatsApp.

Policy Engine

Your expense policy, enforced in real time — not at audit.

Analytics

From spend data to board-ready insight — in real time.

Mobile App

The entire expense workflow, in your employees' pockets.

Get started

Your close doesn't have to be a crunch.

See MyVyay run against your policies, your ERP, and your document types — in a 30-minute working session.

Book a demo Run the ROI model

2–4 week implementation · No lock-in · Priced per active user